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Walker Fraser Steele Chartered Surveyors

Regulated by RICS

The Home Report
Mortgage Valuations
Energy Report

Made your decision? Buy now
Made your decision? Buy now

Mortgage Valuation Report

If the property you are selling is exempt from the Home Report legislation, one of our RICS Chartered Surveyors can prepare a Mortgage Valuation for you.

Our Mortgage Valuations are accepted by most Lenders for transcription for mortgage lending purposes. The current legislation states that the Home Report is exempt on the following properties:

  • Brand new homes sold "off plan" or recently completed (new build properties)
  • Newly converted premises where the property converted into a new home has never been used in its converted state
  • Right to Buy homes
  • Seasonal and holiday accommodation which, legally, can only be lived in for up to 11 months of the year. This does not include second homes or holiday cottages that could be used all year
  • A portfolio of residential properties. These are a group of homes which will be sold in one transaction to one "commercial" buyer and not as separate homes
  • "Mixed Sales" where a home is sold as part of a business such as a farmhouse which is part of a working farm or a flat above a shop which is sold with the shop
  • Dual use of a dwelling house where the home is, or forms part of, a property most recently used for both residential and non-residential purposes, such as a commercial studio where the owner also lives in the home
  • Unsafe properties which are obviously dangerous for people to live in
  • Properties to be demolished which have the consents needed for demolition and consents obtained for redevelopment
  • Private sales where the property has not been advertised, family sales, sales between friends etc.

If you would like any more help or advice on these exemptions, please contact us on 0141 221 0442 .